The Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, helps millions of low-income families across the U.S. buy healthy food. But many people don’t know that missing important updates or documents can lead to reduced SNAP checks.
In 2022 alone, over 41 million Americans received help from SNAP. If you’re using SNAP or planning to apply, make sure to follow some simple steps to avoid problems and get the full amount you qualify for.
What is SNAP and How Does It Help?
SNAP gives monthly financial support to people who struggle to afford groceries. This money is transferred to an EBT card (Electronic Benefit Transfer), which works like a debit card and can be used at approved stores.
Besides regular grocery shopping, SNAP also encourages:
- Buying fresh produce at specific local markets
- Using funds to buy seeds or plants for growing your own food
- Supporting financial wellness by reducing food and utility expenses
Know the Rules: SNAP Eligibility and Requirements
To get SNAP, you must meet certain rules. These include:
- Household size
- Income level (before and after deductions)
- Available resources (like cash, savings, bonds, etc.)
There are also work requirements for able-bodied adults without dependents. Each state may have small differences in the rules, so it’s important to check your local SNAP office or website.
Cost-of-Living Adjustments (COLA) also affect the final benefit amount, so these are reviewed regularly.
Want Higher SNAP Benefits? Report These Expenses
Many people don’t realise they can increase their SNAP benefits by reporting certain household expenses. Here are some costs that can be declared:
1. Child or Adult Care Expenses
If you’re working, looking for a job, or attending school, and need to pay for childcare or disabled adult care, you can report these costs. Examples include:
- Babysitter fees
- Daycare bills
- Transport for care-related reasons
Keep receipts or logs (like vehicle mileage or invoices) as proof.
2. Housing Costs
If you pay rent or a mortgage, this can affect your SNAP amount. Submit documents like:
- Rent receipts
- Mortgage statements
- Utility bills
- Home insurance documents
- Letters from landlords
You can upload photos of these documents online or bring them when visiting the SNAP office.
3. Medical Expenses
If someone in your home is over 60 years old or disabled, you can report medical costs between $35 and $190 per month. Qualifying expenses include:
- Doctor or hospital bills
- Dental treatments
- Prescription medications
Insurance-covered or reimbursed costs don’t count. Mention if the expense is one-time, weekly, monthly, or annual.
Why Reporting Changes is So Important
SNAP payments depend on accurate and updated information. If your income, expenses, or family size changes, report it immediately. Otherwise, your benefit amount may be reduced—or worse, you might have to pay money back later.
You can report updates:
- Online through your state’s SNAP portal
- In person at your local SNAP office
- By phone (some states allow this too)
When visiting an office, always bring all needed documents to avoid delays.
SNAP is more than just a food program—it’s a lifeline for many families. But if you don’t report important expenses or changes, your benefits can be reduced.
By sharing your true housing, medical, and care costs, you can increase your monthly benefits and make sure your family gets the support it deserves. Stay updated, keep your documents ready, and use online tools to manage your account easily. It’s a simple step that can make a big financial difference.
