The Social Security Administration (SSA) continues to distribute retirement and disability payments throughout May and June 2025. Nearly 70 million Americans rely on Social Security benefits, including retirement pensions, Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI). Understanding the payment schedule is key to managing your finances.
How Social Security Payment Dates Are Determined
Payment dates are mostly set according to the primary recipient’s birthdate. This schedule also applies to survivors receiving benefits after a loved one’s passing. Another important factor is whether the benefit started before or after May 1997, as different rules apply.
May 2025 Social Security Payment Schedule
So far in May 2025, these groups have received payments:
- SSI beneficiaries: May 1
- Recipients who started benefits before May 1997, or receive both SSI and retirement, including those abroad: May 2 (moved up from May 3, a Saturday)
- Recipients born between May 1 and May 10: May 14
Upcoming May payments include:
- May 21: For those born between May 11 and May 20, who began benefits after May 1997 (including retirees, disabled, and survivors).
- May 28: For those born between May 21 and May 31, with benefits starting after May 1997.
Additionally, SSI beneficiaries will receive a second payment on May 31, advanced because June 1 falls on a Sunday. This is not an extra payment, but an early payment for June. SSI makes 12 payments per year.
June 2025 Social Security Payment Schedule
June payments will adjust for federal holidays:
- June 3: For recipients with benefits starting before May 1997, regardless of birthdate.
- June 11: For beneficiaries born June 1–10.
- June 18: For those born June 11–20, with an earlier payment due to the Juneteenth holiday on June 19.
- June 25: For beneficiaries born June 21–30.
Maximum Payment Amounts in 2025
Retirement benefits vary by age when claiming:
- Claim at age 62: Up to $2,831/month
- Claim at full retirement age (66 years, 8 months for 1958 birth year): Up to $4,018/month
- Delay claiming until age 70: Up to $5,108/month
SSDI payments depend on work history:
- Average monthly payment: $1,580
- Maximum federal cap: $4,018
SSI federal caps for 2025:
- Individuals: $967/month
- Couples: $1,450/month
- Essential persons (caregivers): $484/month
Some states provide additional supplements to these amounts.
Knowing the Social Security payment schedule for May and June 2025 helps beneficiaries plan ahead, especially with the early June payment shifting into May. Payment amounts vary depending on age, work history, and benefit type, and federal holidays may cause date changes. Stay informed about your payment timing to avoid surprises and manage your finances smoothly.
