The Social Security Administration (SSA) has shared an important update for millions of Americans who receive SSDI (Social Security Disability Insurance). If you’re waiting for your May 2025 SSDI payment, only one final disbursement is left. Keep an eye on your bank account or mailbox this week. If your payment hasn’t arrived, you may need to contact the SSA directly to report a delay.
Starting in June 2025, beneficiaries will notice a significant increase in their monthly payments. This is due to a cost-of-living adjustment (COLA) that raises the maximum SSDI amount to $4,018 per month.
Let’s break down everything you need to know about June SSDI payments, how eligibility works, and what’s new with the online SSI application system.
SSDI Payment Schedule for June 2025
SSDI payments will be made based on the date a person started receiving benefits and their birthdate. Here’s how the payment schedule works:
If you started getting SSDI before 1997, your payment will arrive on June 3, 2025.
If you started receiving benefits after 1997, your payment date depends on your birthdate:
- Birthdays on the 1st–10th: Payment on the second Wednesday
- Birthdays on the 11th–20th: Payment on the third Wednesday
- Birthdays on the 21st–31st: Payment on the fourth Wednesday
To confirm your payment date, it’s best to log into your My Social Security account on the SSA website.
How to Qualify for SSDI in 2025
To receive SSDI, you must be a worker with a serious disability and have worked long enough to qualify. This usually means:
- You can’t earn more than $1,620/month if not blind, or $2,700/month if blind.
- You need to have paid into Social Security for at least 10 years (40 quarters).
- Your condition must prevent you from working and must last 12 months or more, or be terminal.
SSDI amounts are based on your average earnings over your 35 highest-paid years. In 2025, certain income points (called flex points) used in the calculation are $1,226 and $7,391. The maximum SSDI payment is now $4,018 per month.
Family and Medical Benefits Linked to SSDI
If your family also receives benefits from your work record, their total payout can range from 85% to 150% of your benefit amount.
You are allowed to work for 9 months on a trial basis without losing your SSDI benefits. After you’ve received SSDI for 24 months, you automatically qualify for Medicare, even if you’re younger than 65.
SSDI vs SSI: What’s the Difference?
SSDI is funded by the taxes you’ve paid from your job, while SSI (Supplemental Security Income) is a federal aid program for people with very low income and few resources.
In 2025, SSDI benefits increased by 2.5% due to inflation. This COLA increase is already included in the maximum amounts.
SSI is for people who are elderly, disabled, or blind, and who meet strict income and asset limits. If you get both SSI and SSDI, your SSI payment arrives on the 1st of each month, and SSDI will come on the 3rd.
New Online SSI Application System in 2025
The SSA has launched a new online tool in 2025 to make it easier to apply for SSI benefits. This update is great news, especially for adults between 18 and 64 years of age who:
- Have never been married
- Are applying for SSDI and SSI together
- Are U.S. citizens or qualified non-citizens
- Have not applied for SSI before
The online form is now much simpler — it went from 54 questions to just 12. The system uses smart features like auto-complete and skips unnecessary questions based on your answers.
However, if you’re 65 or older, married, or applying for a child, you must still apply by phone at 1-800-772-1213 or visit an SSA office.
Also, this online service doesn’t support renewals or changes to existing SSI cases.
SSDI recipients should check their payment dates for June 2025 and prepare for a boost in their monthly benefits. The SSA has made it easier to apply for SSI online, especially for adults with disabilities who meet specific criteria. Always ensure your information is up-to-date in your My Social Security account to avoid delays or confusion with your benefits.
