Millions of Americans rely on Social Security payments, and many are already looking forward to the payment dates for June 2025. While the Social Security Administration (SSA) posts these dates on its website, they can be tricky to find and confusing to understand. This guide will explain everything you need to know about Social Security payments for June.
When Are Social Security Payments Made in June 2025?
The payment calendar for June actually starts early, on May 30th. This is because Supplemental Security Income (SSI) payments, which help many retirees and disabled people, are usually sent on the first of each month. But if the first day falls on a weekend, the payment comes early. Since June 1, 2025, is a Sunday, SSI payments will be sent on Friday, May 30.
Regular Social Security payments (like retirement and disability benefits) have their own schedule spread through the month. These payment dates are June 3, 11, 18, and 25.
Who Gets Paid When in June?
Your Social Security payment date mainly depends on your birthday and your situation. Here’s how it breaks down:
- June 3: This date is for people who live outside the U.S., receive both SSI and Social Security, have their Medicare premiums paid by their state, or started Social Security before May 1997.
- June 11: If your birthday is between the 1st and 10th of any month, you get paid on the second Tuesday of June.
- June 18: Birthdays from the 11th to the 20th fall on the third Tuesday.
- June 25: If you were born between the 21st and 31st, your payment comes on the fourth Tuesday.
The Juneteenth holiday does not change these payment dates.
Should You Start Benefits at 62 or Wait Until 70?
You can start receiving Social Security retirement benefits as early as age 62, but your monthly payment will be lower. For people born in 1960 or later, taking benefits at 62 means a 30% permanent cut. In 2025, the highest monthly benefit at age 62 is about $2,831.
The full retirement age depends on when you were born. For those born between 1943 and 1954, it is 66. For people born in 1960 or later, it is 67. At full retirement age, you get 100% of your calculated benefit — around $4,043 per month in 2025.
If you delay claiming benefits beyond full retirement age, your payment increases about 8% each year until age 70. For example, if you wait until 70, you can get 24% more than at full retirement age. In 2025, the maximum monthly benefit at age 70 is about $5,108.
Social Security payment dates can seem confusing, but knowing when you’ll get your money helps you plan better. Also, deciding when to claim your benefits affects how much you get every month, so it’s important to understand the options.
