If you are receiving disability benefits in the United States and want to return to work, you might worry about losing your financial support. But there is some good news—Social Security’s Ticket to Work program can help you try working again without immediately losing your benefits. It’s a special program that supports people with disabilities who are ready to work and become more independent.
Let’s understand how this works and how it can help you.
What Is SSDI and Who Gets It?
Social Security Disability Insurance (SSDI) is a monthly payment for people who cannot work due to serious medical conditions. To qualify, you must have:
- A disability that lasts for at least one year or is expected to lead to death
- Enough work credits (usually 40, with 20 earned in the last 10 years)
Younger workers may qualify with fewer credits. The application process can take several months, and if you’re denied, you can appeal.
Can You Work While Receiving SSDI?
Yes, you can! But there are rules to follow. Unlike retirement benefits, people on SSDI must report any changes in income or work status to the Social Security Administration (SSA) right away.
The SSA has a Trial Work Period (TWP) to help. It allows you to work for up to nine months while still receiving your disability benefits. You can test your ability to return to work during this time. If your condition still limits your ability to work, your benefits won’t stop.
What Is the Ticket to Work Program?
The Ticket to Work program is a free and voluntary program by SSA that helps SSDI beneficiaries return to the workforce. If you join, you’ll get a “ticket” that gives you access to special services such as:
- Job placement assistance
- Job training
- Career counseling
- Support from employment networks or state vocational rehab agencies
These services are designed to help you get a job and succeed in it. You don’t have to pay anything. The program is meant to help you work at your own pace without the fear of immediately losing your benefits.
What You Should Keep in Mind
Even while working or exploring job options, the SSA may review your medical condition regularly to ensure you still qualify for SSDI. If they find you no longer meet the requirements, your benefits may stop.
You must also:
- Report any income or job changes immediately
- Inform SSA of any improvements in your medical condition
- Avoid giving wrong information—this can lead to benefit suspensions or repayments
Why Ticket to Work Is a Good Option
This program is useful because it lets you try to work while keeping your financial safety net. You don’t have to worry about losing all your support right away. If the job doesn’t work out or your health condition worsens, you can still stay protected.
The Ticket to Work program is a great step for anyone who wants to be independent, earn their own income, and improve their quality of life while still receiving the support they need.
