The Social Security Administration (SSA) has announced the schedule for Social Security Disability Insurance (SSDI) payments for May and June 2025. Beneficiaries should note the upcoming payment dates and understand how SSDI benefits work, including income limits and the maximum payment amounts.
SSDI Payment Schedule for May 2025
So far in May 2025, two payments have been issued:
- May 2: Early payment for beneficiaries whose usual payment date is the 3rd of the month. The payment was moved up because May 3 fell on a weekend. This includes individuals with SSDI before May 1997 or those receiving both SSDI and Supplemental Security Income (SSI).
- May 14: Payment for beneficiaries with birthdays between May 1 and May 10.
Two more payments are expected in May:
- May 21: For beneficiaries with birthdays between May 11 and May 20.
- May 28: For beneficiaries with birthdays between May 21 and May 31.
SSDI Payment Schedule for June 2025
Payments for June 2025 will follow a similar pattern:
- June 3: For beneficiaries with regular payment dates on the 3rd (including SSI + SSDI and pre-May 1997 SSDI).
- June 11: For birthdays from June 1 to 10.
- June 18: For birthdays from June 11 to 20.
- June 25: For birthdays from June 21 to 31.
All payments for birthdays follow the SSA’s standard rule of paying on specific Wednesdays each month.
Maximum SSDI Benefits in 2025
The maximum monthly SSDI benefit at the federal level for 2025 is $4,018. This top amount generally applies to individuals who have:
- Worked and contributed to Social Security for at least 35 years.
- Consistently earned high income up to the annual taxable limit.
When beneficiaries reach their full retirement age (between 66 and 67, depending on birth year), SSDI payments automatically convert to retirement benefits. The amount remains the same but becomes a lifelong monthly payment.
Working While Receiving SSDI Benefits
Beneficiaries can work while still receiving SSDI, but must stay within income limits to maintain eligibility.
- The Substantial Gainful Activity (SGA) limit for 2025 is $1,620 per month for non-blind individuals.
- For blind individuals, the SGA limit is $2,700 per month.
Earning above these limits could affect SSDI eligibility.
Programs like Ticket to Work offer assistance for beneficiaries wishing to transition to work. This program provides resources to help people find jobs and gain financial independence without immediately losing their SSDI benefits.
If you receive SSDI, knowing the payment schedule is essential to plan your finances. May and June 2025 payments follow a consistent pattern based on birthdates and regular due dates.
Remember that you can work within certain limits without risking your benefits, and programs like Ticket to Work can provide valuable support. Keep in mind the maximum benefit for 2025 and the changes that happen when you reach full retirement age.
