If you’re receiving Social Security Disability Insurance (SSDI), some good news is coming your way this May 2025. The Social Security Administration (SSA) has announced new payments for SSDI beneficiaries. Depending on your birthday and benefits type, your payment could arrive as early as May 2 and may go up to $4,018.
Let’s break it all down so you know when and how much you’ll get.
SSDI May 2025 Payment Dates Based on Birthday
The SSA sends out payments based on your birth date. Here’s the full schedule for May 2025:
If your birthday falls between the 1st and 10th, your SSDI payment will arrive on May 14.
If your birthday is between the 11th and 20th, you’ll get paid on May 21.
And if your birthday is between the 21st and 31st, your money will come on May 28.
This payment schedule is the same for those receiving retirement benefits or other Social Security income.
What If You Also Receive SSI or Live Outside the U.S.?
Some people will get their SSDI earlier. If you:
- Receive both SSDI and SSI,
- Live outside the U.S., or
- Started receiving benefits before 1997,
You will receive your payment on May 2. This is because May 3 is a Saturday, and SSA doesn’t issue payments on weekends or public holidays.
To be sure of your payment date, log in to your SSA account at ssa.gov/myaccount.
Can You Get SSDI and SSI at the Same Time?
Yes, it’s possible. This is known as “concurrent benefits.”
SSDI is for people who have worked for at least 10 years and have a medical condition that keeps them from working for over a year.
SSI is for people with low income and few assets (under ₹1,66,000 for individuals or ₹2,50,000 for couples), and who are aged 65+, blind, or have a disability.
If you qualify for both, you can apply and receive both benefits at the same time. Just remember, if you get both, your SSI payment will be reduced.
Maximum SSDI and SSI Amounts for 2025
The maximum SSDI payment in 2025 is $4,018 per month, but not everyone will get this. This amount is for those who worked and earned well for at least 35 years and started collecting benefits at age 67.
If you start collecting SSDI at age 62, you’ll get less—around $2,831 per month.
For SSI, the maximum payment in 2025 is:
- $967 per month for individuals
- $1,450 per month for couples
These numbers include a 2.5% cost-of-living increase.
Remember, if you have other income or resources, these amounts can go down.
How to Apply for SSDI and SSI
You can apply for both benefits in three ways:
- Online at SSA.gov
- By calling the SSA
- Or visiting a local SSA office
You’ll need to provide paperwork like your work history, income details, and medical records. SSA may take a few months to review your case.
If you already receive benefits and start working, you must report it. If you earn over $1,620 per month (or $2,700 if you’re blind), SSA may stop your payments because it counts as “substantial” work.
For SSI, report any big changes in money or assets. For example, getting an inheritance or extra savings might stop your benefits temporarily or permanently.
Can Your Family Get Benefits Too?
Yes, your spouse or children might qualify to get extra money if you’re receiving SSDI. Your family can receive up to 150% to 180% of your SSDI amount combined.
This won’t affect your main benefit, but you must report these dependents to SSA for approval.
SSDI and SSI benefits are crucial support systems for many Americans. In May 2025, recipients can expect their money on time—and possibly more if they meet certain conditions.
Make sure to keep track of your account at SSA.gov and report any changes in income or personal situation to avoid delays or problems with your benefits. With proper understanding and planning, you can make the most out of these support programs.
