Good news is coming for a specific group of Social Security recipients! If you were born between the 1st and 10th of any month and receive benefits from the Social Security Administration (SSA), you could be among those getting a payment of up to $5,108 this Wednesday, May 14, 2025.
This payout is part of the SSA’s monthly payment schedule and includes retirement, disability, and survivor benefits. Payments are issued in three groups every month, depending on your birth date. People born in the first 10 days of any month belong to Group 1 and receive their payment first.
Who Can Receive the SSA $5,108 Payment?
To receive the maximum amount of $5,108 per month in 2025, a person must have:
- Delayed retirement until the age of 70
- Had high lifetime earnings
- Chosen not to collect Social Security earlier
This strategy allows benefits to grow by about 8% every year after reaching Full Retirement Age (FRA), which is 66 or 67 depending on your birth year. Waiting until age 70 gives you the highest possible payout.
So, while not everyone receives this amount, those who planned well financially and waited to claim are rewarded with this maximum monthly benefit.
Why Waiting Can Be Worth It
Choosing to wait for Social Security until age 70 can be a smart move. It helps people:
- Increase their long-term income
- Prepare for medical costs, inflation, or emergencies
- Improve overall financial stability in retirement
Even if you don’t receive the full $5,108, your amount depends on:
- When you started collecting benefits
- Your average income over your working years
- Whether you receive retirement, disability, or survivor benefits
How SSA Payments Are Scheduled
The SSA follows a staggered payment schedule:
- Group 1 (born 1st–10th): Paid on the second Wednesday of the month
- Group 2 (born 11th–20th): Paid on the third Wednesday
- Group 3 (born 21st–31st): Paid on the fourth Wednesday
This May, Group 1 will receive their payment on Wednesday, May 14, 2025.
How Will You Receive Your SSA Payment?
Most people get their payments through direct deposit, making the money available immediately by midday. However:
- Paper checks can take 1–2 extra days to arrive
- You can check your payment status by logging in to your My Social Security Account
- Make sure your banking and personal info is up to date with SSA
This will help avoid any delays or missed payments.
Why These Payments Matter
For many older adults, these Social Security payments are a lifeline. They help cover:
- Rent
- Groceries
- Utility bills
- Medical expenses
The regular payments provide a sense of security and structure, especially for those living on fixed incomes. The $5,108 figure isn’t a bonus—it’s the result of smart planning and delayed claiming.
If you were born between the 1st and 10th of any month and are receiving Social Security benefits, watch your account on May 14, 2025—your monthly payment is on the way. For those who waited until age 70 to claim benefits and had high lifetime earnings, this may be as much as $5,108.
Even if your payment is lower, staying informed about your payment schedule and eligibility can help you manage your monthly expenses better. Keep your SSA information updated, and consider signing up for electronic notices to stay ahead of any changes or delays.
