Supplemental Security Income (SSI) is a crucial monthly support for many Americans who have low income and cannot rely fully on Social Security retirement benefits. In May 2025, some people will notice two SSI payments in their bank accounts—and while this may seem like a bonus, it’s not extra money.
Let’s break it down in simple terms to help you understand why this happens, who gets both payments, and how to manage them wisely.
Is This a Bonus or Extra Check?
No, it’s not a bonus. The second SSI payment in May is actually the payment for June, being sent early because June 1, 2025, falls on a Sunday. Since the Social Security Administration (SSA) does not issue payments on weekends or public holidays, they move the deposit up to the nearest working day—which is Friday, May 30.
So in May 2025, eligible recipients will receive:
- May 1: Regular monthly SSI payment
- May 30: Early payment for June
This might look like extra income, but it’s not. It’s just an early deposit to make sure people have their money on time.
Why Is the SSI Schedule Like This?
The SSA follows a fixed rule: payments are issued on the first of the month, unless that day is a weekend or holiday. If it is, they shift the payment earlier. This helps avoid delays in deposits and ensures that beneficiaries always receive their support on time.
May 2025 is one such month when this calendar rule applies, resulting in two payments.
Who Will Receive Both Payments?
The two SSI payments in May are only for pure SSI beneficiaries. This means:
- People who only receive SSI (not Social Security retirement or disability payments)
- People with no issues in their account, such as blocked deposits or pending documentation
- People who use direct deposit or approved payment methods
If you receive both SSI and Social Security benefits, you may not receive both checks in the same month. Also, if your income, marital status, or address recently changed, your payment may be adjusted or delayed.
The best way to confirm if you’ll get both payments is by checking your “My Social Security” account online. If you don’t have internet access, you can also call your local SSA office.
How to Manage the Second Payment Properly
One of the most common mistakes people make is spending the second payment in May, without realizing it is meant for June. Then when June comes, they’re left without income for the month.
To avoid this, try the following:
- Set the May 30 payment aside or mark it clearly in your budget as next month’s money
- Use a calendar or reminder app to track SSI payment dates
- If you’re unsure, always double-check your bank statement and SSA account
Planning ahead can make your money last longer and help avoid unnecessary stress.
